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There are some ways to outline the term, “insurance agent”. Essentially, associate general agent may be an authorized individual UN agency solicits sales for associate underwriter, or variety of insurance corporations. The agent is subject to the state licensing laws of each state during which he sells life, health and social insurance. Captive v. freelance agent If associate agent is authorized with only 1 company, he's remarked as a “captive agent”. And he will solely sell the insurance product of that company. If he's authorized with several corporations, he's remarked as associate “independent agent” as a result of he's not restricted to merchandising the product of only 1 company. But each agent will solely sell the product of corporations that he's authorized to sell. Necessary for you to understand as a result of associate freelance agent UN agency can sell for several corporations, if he's conscientious, contains a higher probability of merchandising you...